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debt collection industry which includes
debt buyers, "in-house
collection departments, third-party
collection agencies, and
collection attorneys", recover and return "billions of dollars in delinquent
debt" to "card issuers and other creditors" annually which "increase[s] the availability of
consumer credit and reduce[s] its cost." This post is part of our “Charge Off”
series and discusses what typically happens with your unpaid accounts after they are charged off and when the loan or
credit card balance is assigned to an outside
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