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(a) Except as provided in subsections (c) and (d), "negotiable instrument" means an unconditional promise or order to pay a fixed amount of money, with or without interest or other charges described in the promise or order, if it: Negotiable Instruments & Payment Systems word download Negotiable Instruments Act, 1881 is an act in India dating from the British colonial rule, that is still in force largely unchanged. Poets of Contemporary Latin America The 2006-2011 World Outlook for Aluminum Welded Tube A negotiable instrument is a document guaranteeing the payment of a specific amount of money, either on demand, or at a set time, with the payer usually named on the document. More specifically, it is a document contemplated by or consisting of a contract, which promises the payment of money without condition, which may be paid either on demand or at a future date. 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Inuyasha, Vol. 22 (Japanese Edition) ebook Negotiable Instruments & Payment Systems ibook download Negotiable Instruments & Payment Systems ebook download Negotiable Instruments & Payment Systems download The Negotiable Instruments Act is the Law relating to Promissory Notes, Bills of Exchange and Cheques in India.. The Act applies to the whole of India except the Indian Paper Currency Act, 1871, Section 21, or affects any local usage relating to any instrument in an oriental language. How It Works. A negotiable check given to one person can then be endorsed and may be used as a payment to a third party. Also, certain types of commercial paper securities or bonds may be negotiable (they may be signed by the bearer of the bonds and redeemed). The right to payment through a negotiable instrument, such as a currency or endorsed checks is determined based on possession. 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